Here’s a full-length article on Scratch app ‑ Money rewards! for your review:
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Scratch app – Money rewards! – A Review of This Earn-By-Scratching Cards App
If you’re looking for smartphone apps that claim you can earn money by doing something simple and fun, the “Scratch app – Money rewards!” might catch your eye. The concept: scratch virtual cards, earn rewards, cash out. But how it works, and whether it’s worth your time — that’s what we’ll dig into. Also Download Happy Teen Patti

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What is the Scratch app – Money rewards!
Developed by Givvy LTD, the app is available on Android (via the Google Play Store) under the name “Scratch app – Money rewards!”.
Key details:
It markets itself as a “cash app that pays you REAL MONEY for scratching cards”.
It offers 4 different types of scratch cards under different themes (e.g., “Scratch and Win”, “Lucky Stars”, “Gold Bullions”, “Triple Lucky 7”).
It promises daily rewards, giveaways, and the ability to withdraw earnings via services like PayPal, Coinbase, Amazon, Payeer, or other virtual wallets.
In simple terms: the user downloads the app, plays virtual scratch-cards, potentially “wins” points or money, and (if all goes to plan) cashes out.
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How it works: Mechanics & usage
Here’s a breakdown of how the app claims you can earn:
1. Download & install the app from Google Play (Android) and create your account.
2. Choose a scratch-card type: one of the four themed options (Scratch & Win, Lucky Stars, etc.).
3. Scratch the virtual card: swipe, tap, or otherwise reveal underlying symbols or hidden items. If you match winning combinations, you “win” points or reward credits.
4. Accumulate earnings: Over time, as you play more cards and/or join giveaways, your total rewards accumulate.
5. Withdraw your reward: Once you meet the minimum withdrawal threshold (which the app implies), you can cash out to a supported wallet or service (PayPal etc). Payment may take up to 7 days, though often less.
It’s similar to many “micro-earning” apps where the task is low effort (here: scratching cards) and the payout is small—but frequent.
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What’s good about it
Here are some of the appealing features:
Low entry barrier: You don’t need special skills—just an Android device and some time.
Fun & casual: Scratching virtual cards has a simple “game-like” feel, which can make earning feel less like work.
Withdrawal options: The app claims to support widely used payout methods (PayPal, wallets) which adds convenience.
Flexible usage: You can play “anytime, anywhere” as the app states, making it suitable for spare-time earning.
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What you should be cautious about
Every earning app has catches or limitations. Here are things to check with this one:
Earnings likely low: As with most scratch-card reward games, each “win” is small and you’ll likely need many plays to reach a meaningful payout.
Time vs reward tradeoff: Because payouts are small, the amount of time spent may not always feel worth it compared with other ways to use your time.
Withdrawal threshold & delays: The app says payouts can take up to 7 days and must pass a minimum withdrawal amount. That means you’ll need to accumulate enough before seeing cash.
Ad heavy / limited cards per day: Some reviews suggest there may be limits per day (e.g., number of scratch cards) or that you may need to watch ads. For example one user wrote:
> “the scratch limit being reached for today… I thought there wasn’t any limits”
Region & device compatibility: The app may have features, payout methods or availability limited depending on where you are (India, US, etc) and your device.
Not a substitute for real income: It should be treated as “extra, fun earning” rather than full-time or substantial income.
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Who should consider using it
The Scratch app – Money rewards! is a good fit if you:
Have spare time and like simple casual games.
Want to try earning small amounts via an app rather than just playing for fun.
Are comfortable with the notion of many small rewards accumulating rather than a single big win.
Are looking for an extra side-stream of earning rather than the main income.
It might be less suitable if you:
Need large or fast income from the app.
Prefer tasks with higher guaranteed payout.
Are using an iOS device (if the app is Android-only or features are limited).
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Final verdict: Worth it?
Yes — if your expectations are realistic. If you see the app as fun + potential small rewards, then the Scratch app – Money rewards! can be a nice option. It gives you a casual way to “earn while you play”.
However, if your goal is significant income or quick withdrawal of large sums, then you’ll likely be disappointed. The time vs reward ratio will likely favour “small, incremental gains”.
So: download it, try it out, see how much you earn after a decent number of scratch plays — and decide if that aligns with your time & reward expectations.
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If you like, I can create a short version of this article (for a blog snippet), add SEO keywords for India/Chennai audience, or compare this app with 2-3 similar earning apps. Do you want me to do that?